Finding the right home at the right price is just one part of a home sale or purchase. Dori Lacamu, Royce Realty is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call us today at (713) 621-8001 ext. 3788 if your needs include a real estate pro experienced in the business side of real estate.

Closing costs you should expect

There are certain normal fees related to closing the sale of a house. These costs are usually split between the buyer and seller, as dictated in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Texas to help guide you through the process.

Costs pertaining to your mortgage to be paid at closing    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your deal, I'll not only work to get the highest sales price, but I'll also advocate for limited closing costs. And once we've arrived at an agreement, I'll give a detailed list of the closing costs so you know exactly what you're paying for.

Buyers: When buying a property in Harris County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an acceptable range so you're not stunned when you come to the closing table. I'll be happy to look through the GFE with you, answering your questions and highlighting any estimates in question.

Dori Lacamu, Broker Associate, Keller Williams Metropolitan
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